Payday loans are a quick and convenient way to pay those extra bills that you don’t have enough money for at the end of the month or to handle those emergency situations that need financial assistance.  There are many ways to retrieve pay day loans.  In Vancouver, you can walk into many payday loan stores and apply for payday loans.  Many Vancouver payday loan stores usually have signs including words like “cash advance” and “instant cash”.  Aside from Vancouver, you can gain access to the retrieval of Canadian payday loans online  through the Internet whether you are in Calgary, Toronto or even up north in Nunavut.  Many physical payday loan stores give customers access to an online service that allows them to conveniently retrieve funds through the use of email money transfers or wire transfers all in the comfort of their own homes.  You can be at home cooking, cleaning and/or keeping watch over the children while applying online to evade the hassle of walking, driving or taking the bus to the nearest payday loan store to gain access to immediate cash.